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Artha: Budget Tracker Apk

Artha: Budget Tracker

4.3

2.2.9.46

May 09, 2026

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Introduction

Artha: Budget Tracker is a privacy-first expense tracker that captures bank SMS alerts and converts them into organized spending records stored only on your phone. It removes the need for manual entry by extracting amounts, merchants, and transaction types from incoming messages, and offers one-tap confirmation or dismissal so you stay in control. Users who prefer no ads, no analytics, and no cloud sharing will appreciate that all processing happens locally. Optional tools include voice entry, category budgets, visual reports, and an optional CSV backup to your own cloud storage for easy restore on a new device.

Key Features

⭐ Artha: Budget Tracker reads incoming bank SMS alerts and automatically extracts amounts, merchants and transaction types for quick expense entries; supports BDO, BPI, GCash, Maya, Metrobank, UnionBank and many Philippine and Southeast Asian SMS formats.

⭐ All SMS processing happens on your device — nothing is uploaded or shared, with no analytics SDK and no ads or tracking.

⭐ One-tap confirm or dismiss for each detected transaction; the SMS-reading feature is disabled by default and only runs after you grant permission.

⭐ Optional voice entry lets you add expenses by speaking amounts, categories and titles; audio is processed locally and disabled until enabled.

⭐ Category budgets, visual breakdowns, trend charts and a monthly summary help you spot patterns, plus an optional CSV backup to your own cloud storage for easy restore.

Advantages

✅ Artha: Budget Tracker keeps all your data private by design — no accounts, no tracking libraries, and no ads.

✅ Automatic SMS capture reduces manual logging so you can see spending without typing every transaction.

✅ Clear budgets and reports make it simple to compare categories and monitor monthly trends.

✅ Optional CSV backups to your cloud storage let you transfer history to a new device with a single action.

Disadvantages

❎ Relies on banks that send transaction SMS in supported formats, so it may not detect transactions from banks or services that don’t send compatible alerts.

❎ Automatic features require SMS and/or microphone permissions and must be enabled explicitly; they remain disabled by default until you opt in.

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Information

Version 2.2.9.46
Requires Android Android
Size 11.00 MB
Downloads 10+
Category Finance
Developer seeprops lab
Package Name com.seeprops.artha
Available on Google Play

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